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Robert M. Horwitz

Robert M. Horwitz
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Fraudulent UCC Filings Blog (Demo)
Fraudulent UCC Financing Statements Hurt Thousands of Businesses and Individuals Each Year. Here’s How Victims Can Fight Back.
February 10, 2026
Fraudulent UCC Financing Statements Hurt Thousands of Businesses and Individuals Each Year. Here’s How Victims Can Fight Back.

The filing of fraudulent UCC-1 financing statements is an endemic problem across the country, inflicting significant damage and stress on victimized businesses and individuals.

TCPA Update Blog (Demo)
Reflecting on Nearly Twenty Years of Telephone Consumer Protection Act Practice and the Current State of Affairs
October 21, 2025
Reflecting on Nearly Twenty Years of Telephone Consumer Protection Act Practice and the Current State of Affairs

After the U.S. Supreme Court ruled that district courts need not defer to the FCC’s interpretation of the TPCA, conflicting decisions about the law have predictably arisen.

SCOTUS McLaughlin TCPA Decision (Demo)
Recent SCOTUS Decision Removing Deference Courts Must Show to FCC TCPA Declaratory Ruling Brings More Uncertainty Rather Than Clarity
June 24, 2025
Recent SCOTUS Decision Removing Deference Courts Must Show to FCC TCPA Declaratory Ruling Brings More Uncertainty Rather Than Clarity

A recent U.S. Supreme Court decision about the FCC’s interpretation of the TPCA and its applicability to online faxes likely means more uncertainty and litigation ahead for marketers.

MH Click to Cancel Rule (Demo)
FTC’s New “Click-to-Cancel” Rule Targets Companies Using Recurring Subscriptions, Automatic Renewals, and Other “Negative Option” Programs
November 4, 2024
FTC’s New “Click-to-Cancel” Rule Targets Companies Using Recurring Subscriptions, Automatic Renewals, and Other “Negative Option” Programs

The FTC’s new final “Click-to-Cancel” rule imposes significant new obligations and limitations on businesses that offer negative option programs.

Credential Stuffing Passwords (Demo)
“Credential Stuffing” Attacks Due to Rampant Password Reuse Pose a Costly Threat to Business and Their Customers. Here’s What Your Company Can Do.
January 5, 2024
“Credential Stuffing” Attacks Due to Rampant Password Reuse Pose a Costly Threat to Business and Their Customers. Here’s What Your Company Can Do.

As a recent data breach of customer information from the site 23andMe illustrates, “credential stuffing” attacks pose a significant and insidious threat to all businesses that require customer passwords.

MH Affiliate Marketing Blog (Demo)
OCC’s $15 Million Consent Judgment Against AmEx Is Latest Example of Regulators’ Focus on Insufficient Third-Party Affiliate Oversight in the Financial Industry
August 15, 2023
OCC’s $15 Million Consent Judgment Against AmEx Is Latest Example of Regulators’ Focus on Insufficient Third-Party Affiliate Oversight in the Financial Industry

A recent OCC consent order and multi-agency final guidance reinforce the need for financial services companies to implement rigorous oversight programs for third-party affiliates.

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